Community First Credit Union Ltd
Credit Card in Lake Macquarie

A brighter future community first credit union is the largest community based credit union operating throughout the sydney and central coast region. We offer a wide range of financial services, including award winning savings and loans. Our 76,000 members are part of the 4.5 million australians who prefer to bank at a place that isn't a bank at all. A place with the products of a major bank, but with consistently better home loan rates, and a place where profits go back into creating better products for members. We have been in operation since 1959 and have 13 financial services stores. We also offer everyday banking, credit cards, insurance and financial planning.

We deliver value to our Members as owners through superior service, an extensive range of products, below fees and competitive interest rates. For over fifty years, our focus has been on building financial relationships that deliver value to Members through standards of service superior to our competitors, fairer fees and competitive interest rates on savings and loans. A place with the products of a major bank, but with consistently better home loan rates and a deposit where profits go back into creating better products for Members. Segment of our compelling customer value proposition is not to treat members like they bank with a shareholder owned bank. Community Beginning strives to present members something diverse and truly puts members beginning in the delivery of products and services which aid them accomplish their personal financial goals. To aid members attain their financial goals by building relationships for mutual benefit. Community Beginning is a member owned provider of financial services in the greater Sydney market. We make profits to reinvest in more services, member and community benefits and impartial fees. Community First is a financially safe and healthy managed financial institution that has been in operation since 1959. Community Beginning carries capital relative to our risk weighted wealth that is well overhead the stylish glossy of banks. Stephen brings to the Board a expansive range of experience in project and operations management, process improvement, sales, marketing, customer service, financial management, retirement and aged care, strategic planning and compliance. Matthew’s financial services experience spans over 19 years in senior finance roles, covering riches management, securitisation, capital markets, stockbroking and funds management. Jack continues in her role as Executive Director IA NZ. Since joining IA in 2001, Jack has held abundant senior positions in both direct and intermediate insurance, including as Chief Executive Officer of IA’s business partnerships' division, now piece of CCU. Prior to this, Ken had 25 years’ experience at Sydney Water, including a number of executive management positions relating to the change management program launched from 1983. Since 1993 he has been engaged in the provision of business management and consultancy services in both the credit union industry and trivial business along with some property development projects. Rocky has more than twenty years senior management experience in the information technology and financial services sectors with Telstra Corporation and the Commonwealth Bank of Australia covering product development, strategy, business development, marketing and research. Gary has a broad range of experience in strategic planning, risk management, executive management and governmental partnerships. Earlier to this he worked for Warringah Council for 28 years where his finishing role was as Director of Customer and Community Services. John has extensive experience in strategic planning, corporate governance and secretarial duties finance and treasury risk management compliance and information technology. This role’s responsibilities include Community First’s information technology, lending, talent management and operations. Rick has international experience having worked in Scotland and Asia for five years and has spent over half of his career working in senior and general management positions in banking or financial services companies and previously a diverse background in consulting, insurance and travel industries. Rick has extensive experience in strategic planning, information technology, operations, change and program management. He is also responsible for the collections corporate services and company secretarial functions.